The Retirement Plan — An Oscar-Nominated Short Film About Time, Ambition, and Retirement
The Life That Is Already Here — A Form of Spiritual Wellness
Ask someone what they plan to do in retirement and the answers come quickly. Travel. Learn a language or play the piano. Take up painting. Write a book. Read the books we already bought but never opened. The list can grow impressively long. In the Oscar-nominated The Retirement Plan short film, filmmaker John Kelly turns that familiar list into the central character of a funny—and unexpectedly moving—seven-minute meditation on time, ambition, and the curious human habit of saving life for later—questions at the heart of what we describe as spiritual wellness in later life.
The film, produced by The New Yorker, follows a man named Ray as he imagines everything he will finally have time to do once retirement arrives. His plans unfold in a steady stream of possibilities—projects to complete, skills to learn, experiences to savor. At first the list feels hopeful, even inspiring. But as the minutes pass, the story begins to reveal something more subtle about the way many of us imagine the future.
You can take a few minutes to watch the film before reading further. It runs just under seven minutes, and like many of the most memorable short films, its meaning unfolds as it progresses.
The Oscar-nominated animated short The Retirement Plan, directed by John Kelly and released by The New Yorker.
If you’ve just watched the film, you may have noticed how it changes direction. What begins as a hopeful list of everything Ray plans to do in retirement becomes more reflective. The list keeps growing—but time keeps moving as well. The film begins to ask a question that many people eventually confront: how much of life do we postpone while waiting for the moment when we will finally have time to live it?
John Kelly has said the idea for the film grew out of a moment of anxiety while traveling, when he suddenly began thinking about all the things he still hoped to accomplish someday. That realization became the emotional thread running through the film. What starts as humor moves toward a deeper truth about modern life: the list of things we plan to do can easily grow faster than the time we have to do them.
For viewers in the later chapters of life, the film hits a little differently. Questions about retirement are rarely only financial. They are often questions about purpose, place, and the kind of belonging in later life many readers have been reflecting on in recent weeks—questions closely tied to spiritual wellness.
When “Someday” Arrives
Most people carry a list of things they intend to do someday. Some of those plans are small. Read more. Learn a skill. Spend more time outdoors. Others are larger: travel, write, volunteer, reconnect with people we once knew well. During the busy years of work and family, it is easy to imagine that these things will find their place once life slows down.
Retirement often comes with that expectation. Yet many people discover that the long-awaited moment of free time brings a different reality. The future we imagined for decades suddenly becomes the present, and the questions move from what we might do someday to what we are doing now.
That new reality can feel unsettling at first, but it can also be liberating.
The second half of life has a way of simplifying things. Ambitions that once felt urgent lose some of their grip. The pressure to accomplish everything begins to lessen. As one recent reflection on where we belong now suggested, what emerges instead is a better awareness of what truly has meaning.
Some people rediscover interests that had been put aside for years. Others find satisfaction in smaller, reliable routines—walking familiar paths, spending time with family, tending a garden, volunteering in their community. For many, the deeper reward of retirement is not finally completing a long list of ambitions, but recognizing which parts of life were meaningful all along.
In that sense, the Oscar-nominated Retirement Plan short film is not really about retirement at all. It is about the human tendency to imagine life beginning later, somewhere just beyond the horizon of our current responsibilities. The film reminds us that the horizon keeps moving. And that realization can change the way we look at time.
The Life That Is Already Here
One of the strengths of Kelly’s film is that it never scolds the viewer. It does not argue that planning for the future is wrong, or that ambition should be set aside. Instead, it observes something about human nature. We are very good at imagining the life we will finally live someday.
Sometimes that imagined life retirement. Sometimes it’s the next chapter, the next opportunity, the moment when our obligations ease and the door finally opens. The details change, but the pattern is remarkably consistent. Life, meanwhile, keeps moving forward.
For many people in later life, this realization does not come with regret. More often it’s a recognition. The years bring a clearer sense of what matters and what does not. They remind us that fulfillment rarely appears in dramatic moments of transformation. More often it grows in the steady beat of ordinary days.
The people we care about.
The work that feels worthwhile.
The small routines that give structure to our lives.
These things may not be on the ambitious lists we make for the future, but they often turn out to be the substance of a life well lived.
Many of us carry a version of Ray’s list somewhere in the back of our minds. Places we hope to visit. Projects we hope to finish. Skills we hope to learn once life finally slows down.
Over time, something interesting happens to those lists. Some items fall away. Others turn out not to matter as much as we once thought. And a few—often the simplest ones—remain.
Seen in that light, The Retirement Plan offers less a warning than an invitation. The life we are waiting to begin may already be underway—an insight closely related to what many readers have been exploring in our recent reflection on the spiritual instinct.
The life we are waiting to begin may already be here.
Recognizing that, for many, is where spiritual wellness begins.
Before you go, you might take a moment to consider how this idea has appeared in your own life. Have you noticed moments when something you once postponed—time with family, a creative interest, a simple pleasure—suddenly felt more important than the plans you once made for the future?
Many readers of Spiritual Seniors describe a similar change as the focus gradually moves away from what we hope to accomplish someday and toward living more fully within the life that is already here.
If you feel comfortable sharing, consider adding your experience in the comments. Reflections like these often become some of the most meaningful parts of the conversation here at Spiritual Seniors.
Postscript
If this reflection resonated with you, you may enjoy a few related conversations taking place here at Spiritual Seniors:
Belonging in Later Life
Where We Belong Now
The Spiritual Instinct
Related spiritual themes: belonging, Purpose, retirement, seasons, second half of life, short film reflection, spiritual wellness
Reader submissions may be lightly edited for clarity and length, while preserving the writer’s original voice.
Jeff Brown April 2, 2026
When I was working 40 hours a week as an educator, I did not have time nor the energy to go to a gym and workout like I had always wanted to. But the desire was always there. Now that I am retired, I have made a commitment to get into shape by building muscle mass and walking and biking outdoors on a regular basis. The effect has been amazing. I am now getting the body that I had always wanted to have. I feel better that I have felt in years. Getting into shape does so much for your mental outlook and your energy levels. It’s magical. My point is that when you retire, if you want to feel better and have more energy, and a better mental attitude, get physically active in an activity that you enjoy. Stick with it. Make exercise a priority again. The more effort you put into it, the more rewards you will get out of it.
Enjoying each day as it unfolds is enough for me in retirement. There is so much one can do – just open your eyes and look around. The life I wanted in retirement is already here and I haven’t been retired even 1 year.