According to recent surveys:

59% of Baby Boomers rely on Social Security for retirement.
45% have no retirement savings.
44% carry heavy debt.
30% postpone retirement plans to age 70 or later.

To retire or not retire may not be the right question. How we retire and how we imagine retirement may be more important. What does retirement mean to you?

• This topic was modified 1 month ago by The Editors.